Archive for February 2012

The making of a CREDIT WHORE. [prime rates] [free cards]

Credit Whore status is based on what?
45 or more TL's
100,000 or more in CL's
Prime cards at prime rates
Fee FREE cards
15% utilization – no matter what
EX, EQ, TU – 750 or better (not necessarily clean)
Pulling your reports everyday (24+1)
Low Inquiries
DV Mastery
Dispute Mastery
Reconsideration Mastery
PFB Mastery
F/R Mastery
PP Mastery
Point Increase=App Spree!!!
Myfico.com Mastery – How often does a CW fe

Getting rid of paid collections [cr 39] [judgements]

I have read many posts here and can not find that my situation.
I collections and two sentences would have paid at least fit and the collections received from my CR possible.
Is soon as it is possible?

I just applied for HDMC 5 mins ago. [denial letter] [dnb]

Hello to all .
I got the phone with HDMC. I applied and got a PG without code 26th I called and they verified some info and put me on hold. She came back and said she verifying is still a few things and it may take about a week to get a card in the mail or denial letter. However, I will call on Monday to check the status. My stats are as follows:
Inc in April 2006
DnB end 2006
DnB = 80; 5 trades (but 15 different professions, all typical Citi backed cards)
staples: 4K

Checking business credit reports [business credit reports]

Hi everyone –
So I have a number of DnB, and I know how to check my DnB report. Is there a free way to check your other business credit reports? And what are the other business credit reports?
Thanks!

need help new ca account showed up [eq] [clue]

I have no idea what it is to do eq and showed he is no name on it only medical $ 1,093 in October 05.
with open a name or something that I know to deal with it, they were not there last night?

I think I FINALLY found my attorney…whew [bk] [lawyers]

I was beginning to think I would have to interview half the BK lawyers in town, but I really liked the attorney I met with this morning. BTW, out of the several I spoke to, everyone was charging the same amount, except for one, who was about $300 lower than the others, so it was only a matter of finding one I felt comfortable with.
She spent alot of time with me, which I think is important, and made me feel that the process would be very smooth in my case. Most importantly, she readily

overstated income and age [maxed out] [search function]

I've got a question I'm hoping that someone can answer here. I tried the search function and am surprised this hasn't been asked before.
A young teen I know has gotten herself in trouble financially. When she was 16-17 years old she applied for several credit cards online–overstating her income to 45-75k/yr (actual 15k/yr) as well as overstating her age to make herself 18 years old.
Now over four years later this has all caught up with her. The cards are all maxed out a

Any free Balance Transfer offers for mid-600 scores? [citi mastercard] [free balance transfer]

After weighing all day, I decided to help diffuse the BoA Mist by a BT on a new card. I hope that the increased use will provide more benefits than harm.
So . I applied for a Citi MasterCard and approved for $ 4800 CL. DH's balance with BoA is 5800 $ . So I wanted to try for the next card on top of the Citi card.
Any suggestions? I thought maybe Orchard . but knowing our luck there, they would give him $ 1,000 Limit.

Oh Sh**! I got caught by PG and they cancelled [pg]

my membership! Has anyone else this happened to them?
What I do?
sc

I'm so f'ing pissed. [bbb] [pissed]

Ugh, this is freakin collection agency unbelievable.
They never validated the debt (for a small fee, I might add) and added this amount to my credit report illegally. You will not remove it.
So I wrote the BBB and here is their response to the BBB.
“Thank you for the opportunity to respond to that complaint on xx/xx/07, DegreeNYC sent my company a certified ceasing all communication of us. Under the law, we can not call or send a written notice to him per application. DegreeNYC