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QUOTEVisa Business – xxxx
Balance Summary
02/26/2007
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$ 0.00 your current account balance
$ 0.00 is your Cash Balance
0.00 $
977.503 permits your outstanding $ 25,000.00 is the available credit limit is for purchases 1
$ 12,500.00 is available on loans for cash advances
$ 0.00, your minimum payment due, which is on y
I was at Fry's Electronics today labeled with my wife when I came across a field in the software section: “Debt Collector in a Box” has anyone seen this besides me? He says on the box that (that only cost $ 50) that with the CRA report within minutes! It was very strange to say the least. Anyway, I was just wondering if anyone had seen this or maybe it lifted out of curiosity! (I almost) .
Hi all my brother checked his score and his obviously low one of the most important factors in using it, says his utlization is at 147% because all his cards on are limits, he brings only recently making payments on all but two them in a 0 balance made that should its utilization by up to perhaps 30 or so drops increase, what type of you would think he should get from this?
Been lurking here today for a few weeks before I signed up the vault and. So far it seems a pretty decent site.
I have a question though . I have read a few posts about challenging old addresses them removed from the CRA. What are the benefits in them taken off? If it's for the good reasons of higher FICO, then what must be done, I can on my work? The old address on my list of TU-file is quite long (a lot of movement due to college, then a college, employment,).
I was reading the BK excemptions for my State and have some questions. Can someone please explain them to me? Thanks.
Life Insurance, these are excempt:
- Group life policy or proceeds not payable to insured.
- Life insurance proceeds or cash value if you are not the insured.
What does it mean '…if you are not the insured'?
I'm the owner of dad's life insurance, my mom is the beneficiary. So is it excempt if I file BK?
Wages, this is excempt
I have 17 lines of trade, are at least 6 months old. But only 4 of them are in my report, Trans Union and the residue to the University but in EX and EQ reports. I ordered my TU report Hard Copy (Mail), found no signs of a split file. Creditor contacted my mail . received answers that they presented in all three rating agencies that have opened since the accounts. Well, what should I do? I know TU is the message, but some of my accounts are 12 months old and slow they are still not in the TU rep
A bit of a backstory here – In the late 90s when I was younger and still lived at home, my mother put a phone account in my name and ran the bill up before it was disconnected in 2001. (thanks Mom!)
It wound up going to collections and stayed on my credit report until last year when the SoL expired (5 years in Illinois). I continued to receive letters from Asset trying to make offers, but they just lined the bird cage since I am not paying a bill that is 1. not mine and 2. was removed from
I get my first start the update (actually reported on the last day of the month.)
No update yet and it is PIF'd. It is my knock util down a lot, and I want my points!
DH and I have been trying to get a mortgage for nearly a year now, and are getting nowhere. My credit is in worse shape than my hubby's, and it's mine that I'm trying to fix. (Both of our incomes are necessary to qualify.)
I have CO's and collections, a few of which are paid. Most are not. I tried to settle with the two bigger CO's about a year ago, and received no reply from either. (Yes, settlement offers sent CMRRR) I also have an old Cap1 CO that is due to fall o
Just wondering if this all difference.
Imagine that if an OC “turned over” the account on their home in California, it should make no difference as far as the FDCPA does, right?
Jack1212