Author Archive

CCCU & Chexsystems [nsf fees] [bofa]

I just read in another thread someone acct was closed because of a ChexSystems problem.
I a paid c / o one credit union again at the end of the year 2004. I closed pulled the bill, and they only ever you go through things. Months later I find I owe less than $ 200 plus their NSF fees make it to 278 $. Paid when I heard about it and I'm quite sure I could get another checking account. In fact, I've been with BofA since.
Not only one entry on my CR but I'm sure it's on ch

Woke up this morning. Capital One cut off my card [credit keeper] [fraud department]

Every morning I have a routine. I prefer Credit and Credit Keeper checksum then I have my check and credit card accounts to check. Last I run faster to update it. Today when I logged into my new Capital One account I saw it was stopped. I called the # on the screen and was on the fraud department
The agent, had questions about if I had family members in such and such transfer cities or states. She asked me to tell her all my jobs. The call lasted about 10 minutes or so before the card went

Anyone have the telezapper? [telezapper] [toll free service]

I get a lot of calls on my id from “Unknown Caller”, Out of the area and toll-free service. If it is it?

asset acceptance terrorists [asset acceptance] [accts]

How would these guys?
The amount they say I owe my fico crushed like a balance on a credit card would handle . They are open my acct reporting and 90 days is too late for 13 times in last 13 months.
Asset rush me, but offered me 50% off I paid these from it.
If regulate, do not hang the balance of my open accts I would increase 50 points now .
I know I shouldn't have to pay when they owe me, the bastards, but this isn't about the long process I need to raise scores

Credit Score Piggybacking Lives On! [credit score] [quot]

http://www.prweb.com/releases/credit-score.rweb1192594.htm
Courtesy of “Marcus” and CreditMatters123

New auto loan, need help finding a creditor? [new auto] [camry]

Hi, I'm looking to buy a hardly used Camry Hybrid 07, but I never got a car loan before my scores in the range of 699 to 717 range, the company would you recommend the best? thanks!

exemptions for tools in new york [tools of the trade] [chapter 7]

Hi, I'm working on filing a chapter 7 claim myself. I am having a hard time figuring out how to include my $2500 saxophone (my only valuable possession) under the tools of the trade exemption (600 in New York).
What's confusing to me is that every lawyer I've consulted with tells me that it'll be no problem to keep the sax. Unfortunately none of them would describe how that would work (probably for legal reasons they can't).
anyone dealt with something similar to th

National City Mortgage [national city mortgage] [incentives]

Who ever heard of them? What experience have you been? Builder uses them, and while they are great incentives, one of the special financing offer that you use it and get either 3 points off the life of the loan buydown or a 2 / 1. I have read the information on that illegal . but if they have a good and good prices, I will use them.
Also can someone tell me .
Loan at 375000k
rate at 5.875% on a 30-year interest only for 10 years .
Is to do better to buy or get the points, t

Land of the Limbo [new laws] [new contract]

Hi everyone. It's been a while since I posted. I've been trying to survive. As I posted before, I decided to wait until the new laws because of my job and because I couldn't afford a lawyer. I am also placing once more heart felt attempt to settle my car accident so I won't have to file but that is looking more and more grim. If nothing else, I might get a couple thousand to use for a lawyer lol. Anyway, the job issue may be looking up as there could be a new contract where