Archive for the ‘car financing’ Category

New auto loan, need help finding a creditor? [new auto] [camry]

Hi, I'm looking to buy a hardly used Camry Hybrid 07, but I never got a car loan before my scores in the range of 699 to 717 range, the company would you recommend the best? thanks!

Should I apply, or my wife? [credit score] [couple weeks]

We need a new truck. Last was a few weeks was, but the company gave us a very fair price for it.
My's question. Currently, my wife's credit score higher than mine. (She still struggles to get 18 months). However, it is a lot less than I do. Who should be the primary on the new loan from us? be Does it matter if we both go on it?
Her scores near 700, a little below my middle 600.
Don't know if it matters, but we are on a 2002 Xterra looking for $ 14K. Do you have a go

Capital One Auto Finance pulled a soft inq [capital one auto finance] [positive vibes]

trust me, I'm not complaining that they pulled a soft rather than hard, I wonder if it is normal for them pulled a soft inq if they have a credit application for me?
I called my local used car dealership this morning and put my application (some positive vibes after I put on my CB App by Marv – thanks again) and I asked the seller, the CRA would be drawn. He said, EQ (of course my worst) and I told him that was my worst EQ, EX was a little better and TU was the best (BK not displayed)

Question on re-financing [local bank] [late payments]

I have a question. This is about my girlfriend. He seeks to re-finance his 2005 Jeep that he bought in September. CitiFinancial him financed at an effective annual interest rate of 13.75%. Now, before the CitiFinancial loan, he had a 6-month auto loan from a local bank that was not fully paid missed payments. Granted, the 6-month loan for $ 4,000.00, was paid on time and closed as paid as agreed. Now he has a 72-month loan from CitiFinancial Auto Credit for the last 6 months and no late payments

Mom in distress.I need hlp fast! Need auto help [mb e320] [bmw 525is]

Hello everyone, am new to this
I board, and I thank you all start in advance for the help again. I need a car. I just landed two nursing jobs and it would be much easier if I had one. I'm still waiting on my discharge papers for my CH7 BK. I have been looking at Autotrader.com and Cars.com for a used vehicle. After reading some posts I have the MB E320 from my list and the BMW 525is eliminated. Though these cars were over 10 + years old, I am sure that I could not afford, the maintenan

Any companys that dont ask for poi [pay check stub] [working under the table]

With a working distance under the table sometimes i dont get a stub or anything sometimes I just get cash, so I do not have paycheck stub of the bank requires me to give them. Perfect credit becon 750-800 isint enough?

Where should I look for financing? [patelco] [private party]

Long story short, mid-600 (lowest is 590, maximum 650) scores, bk that was released a year ago, new loans, all payments current post-Bk.
Was Patelco approved but for 15% (ick). If lower. The car is three years old, loans for $ 13,500, private party. Do you know anywhere that will probably loan me the money but at a lower interest rate?

My Grey Market Minivan [1998 plymouth voyager] [plymouth voyager]

I didn't want to clog up the other thread with my own questions. I'm posting here as it seems most appropriate to me.
6 years ago we bought a used 1998 Plymouth Voyager with 33k miles. We purchased from the largest dealership in the area. I came to suspect over time that the car was from Canada (but this wasn't disclosed at time of purchase and I never would have thought to check). Then today I learned of this "grey market" business and I started reading. Some sca

Question for MarvBear or anyone about an auto loan [dodge ram] [down payments]

I have searched online for pick-ups and it looks like a decent truck I
want I must spend about 14K, I have a Dodge Ram with a Hemi
I'd how you finance for 36 months or less . I want to get a loan for over 3 years 7K 2.
Put perhaps up to 2K in cash and 0% down payment (no fee) for 5K and put the 7K as below payment
Pay loan before the 5K over 3 -4 Months.
Can the number of so- ?

Credit App for Marvbear [transunion credit score] [equifax credit score]

Credit Application:
Your Age? 28
Your Equifax Credit Score? 608
Your Experian Credit Score? 599
Your TransUnion Credit Score? 624
How many years have you been on file with Equifax? 7
How many years have you been on file with Experian? 7
How many years have you been on file with TransUnion? 7
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY None
Do you have an open auto loan?
Will this open auto loan be a trade-in?
How many late pays within the last 1