Is discover worth it? [new accounts] [eq]

Requested discover that they thaw me EX, so that they can handle it. I do not have a hard on EX since 8.1, is the use of 32% (should be less, but no more reports updated information), several new accounts within the last year (although most of them are about to 1 year) and only a villain shows a collaboration of 04, past Sol for me. SOCR should be around 690.
Should I let them draw, or just glad they didn't approve me? I thouht would pull EQ, but it is not shining.

Sent a PFD letter to a CA on Monday [personal cell] [cell number]

Guys, I'm not sure what to do .
I a letter sent to a PFD CA on Monday and today I came home to a message from a man there (he's first and last name) is
He what they are for claims his personal mobile number and she says he used my receieved letter, and he wants me to call him, that we “amicable solution to this problem”
What should I do?

OMG 2nd AMEX LUV in 2 days! holy crap! [yeasterday] [holy crap]

Man, I was so excited yesterday to get her on my new Amex Hilton from $ 2000 to $ 3800 yeasterday .
Tried for the Amex Delta ago yesterday and got the form . tried again today GOT form again!
I was like f * it, try the automated line on the phone . went through it for a $ 3,000 credit line and asked BAM! APPROVED! Should have asked for more! Woohoo!

Credit Protection Associates [avail] [collections]

I paid a collection of 2003. It is well to fall in 11/2008, but I would like to remove it, since I left only 2 collections of the TU. I tried as outdated, no other options avail.
Any argue over how to removed this before?

How long does Patelco take? [mail]

I applied for membership online last week, and I see a hard dragged on EXP, but I have not heard anything yet. Do they e-mail? or call? Send it in the mail? Who knows?

What CC Limit Trigers Penfed/Alliant Income Checks? [income checks] [gf]

Hey,
Basically, moving to the implementation of some research and look at the credit db I noticed that some applications are forced to higher limits, financial information (which makes sense for higher limits) That is present, the same is usually the case for lower limits as $ 5k/under?
IMy GF and I try only measure, individually, what we are approved for / what would trigger higher requirements/demands.
TY for your time. We just want as much research as we can, I am sure that y

OMG OMG OMG I RUINED MY LIFE! [ups and downs] [ups]

I don't even know where to start on how my downfall happened, but it did. I found myself on these boards many years ago like others have. I really meant to be a stonger person and learn from my mistakes but I really lost it. I have had may ups and downs the last 10 years and have just hit a real rock bottom. I totally screwed up my life YEARS ago, well even B4 that. I filed BK (7) like 6.5 years ago. Since then I made some positive movements in my life. I quit drinking and smoking and ALL dr

Freezing experian question. [eq] [new car]

I read a thread here about the theory behind why freezing Experian is good, and it makes sense.
My scores are 642 EX, 667 EQ, 667 TU and I hope to try it as close as I can finance 680 and to try and a new car a year. I want my own financing so that I get at the dealership dont get raped. In my position, is frozen with Experian make this infinitely more difficult, or is there are lenders that take only individual agencies, their decision? I want to stop completely the flow of requests in Ex

Talk to me about bankruptcy [bankruptcy]

I know something has changed so, what are your thoughts, I'm looking at it rite now

Texas CBers, do you know where to find out if a CA is licensed? [advance texas] [google]

I have made several searches on CB, Google, Yahoo, and research on many different areas of the State of Texas' website and try that part of the site that you is whether a CA entitled to check in the collection are state of Texas .
Is someone can give me in the right direction?
Thanks in advance.