Okie, here's my description, I am currently on my credit card. I've got a secured credit card Orchard for more than 6 months, a few of the evil to my next report. Recently, I saw this offer in the mail, and I gave him a shot, it was Capital One and I have $ 200.00 credit line, which too little, some of you seem guyz but I'm happy because it is a first time is approved in my life I've approved for an unsecured card, there is a good start. Anyway, so I assumed that maybe my credit
Posts Tagged ‘baddies’
Is it just my DW, but Does anyone have villains that are closed on their EQ report, but not listing a date (month / year) in the “Date Closed” field?
Take for example, a few villains, it has . Calculations of charged (even listing a balance, because they not been sold to a CA that is acceptable), closed on their TU-TL reports list the date the account was, however, although their EQ report says the account closed, there are no date given. Will this help me, she made her report?
Thank
Hello CBers … This board is fantastic! I have had pretty good success in geting rid of a bunch of baddies. And now I am facing the American Agencies baddie on my EX and TU.
I have already done an initial dispute on the CRAs as not mine. Came back verified.
I just spoke with the final bill folks at SBC to see whether I had a balance on the books with them – they showed that I did, and that it was sold to AA about a year ago, although the AA report shows 5/03 as a report month. They th
Apologize in advance, I read through TONS of stuff and am having a hard time finiding it again, Filed BK7 right before the law changed last year, discharged December 05. I've read all the sticky messages, but it kind of adds to the confusion since there is a lot of conflicting information.
Wanting to clean my report as much as possible, and dispute the baddies to get as many of them removed as possible. After bankrutcty, I did dispute quite a bit already, and either got them deleted,
Background- some baddies (chargeoffs, lates, unpaid tax lien), but most baddies will drop off my reports in 1-2 yrs (except the tax lien which will grace my reports until at least 2013…trying to resolve it, but that’s a long process and even if it’s paid, that EXTENDS the time it dings my reports, so I’m unsure what to do now). NO new baddies since 2003. EQ= mid-high 600s, EX= high 500s-low 600s; TU= mid 500s. Working on repairing via goodwill and disputing using the JackAttack/other options,
So my FICO has substantially increased a whopping 667th I'm on 2 villains EQ. Both are midland, both in DOFD 2004.
Anyways, since a few months ago I was a corporate AMEX through my employer (not reporting as AU, no responsibility, because its large corp.) And then my employer links with AMEX, I felt naked without AMEX in my wallet. So, I just EQ unfrozen this morning pulled a FICO Score Power and it came in 667th So I said screw and requested AMEX Delta Gold. 10 years ago I burned AMEX
I updated my information for a while, been too busy. But I'm not too busy to stop u0026 u0026 thank everyone that each person has spoken to me, gave me advice u0026 referred me how I should go over disputed opt-out, all that.
My DH u0026 I decided in November to build a house, we broke ground in January and closed on 31 May It was an absolute miracle. My husband has no bad guys on his credit report is, to our knowledge afforadble u0026 we did not have the definition of a boat load of m
I will my student loan consolidation at some point this month. So, I wanted to Penfed go before I do. I've read that I come with a pyramiding debt this into consideration. I was interested in theie LOC and Visa.
I no villains or late. I have a request to EQ. My EQ score is 711th I opened months.
What recently by 3-5 new accounts within the last 6 are my chances? Any advice
Alright… Lengthy post, please bear with me. I have 3 negatives left, 2 paid CO's, and 1 unpaid CO. All comments about the files and the history of what I have done is below each image.
I'll be on this thread, checking for updates all day tomorrow, and will be available to answer any questions you have about these issues.
Seriously, thanks a lot for the help.. I'm dying to get these off, because they are holding my scores back pretty badly. For the record, the last dispute
Unfrozen EX noticed something today that Cap 1 finally fell from my reports.
Down buy up to two villains on EX. A chase car loan that does not go away and Macy's, which does not go away either.
Macy 's is due to fall in 9.1, so I'll let it stay for now.
Feels good to finally cap 1 off all 3 reports.
Now if someone get a chance, Macy's, I would take suggestions.