Posts Tagged ‘fico’

I froze my report and never got a PIN [cras] [fico]

I would like my EX FICO draw but froze them. I have never had a PIN can not online and access to it to thaw. I tried the application lost or forgotten PIN page, but I never got one in the first place. It wants to send me some stuff it. WTF? In the always so frustrated with these rating agencies .

Which Customers can Handle Credit? [acs] [fico]

http://www.fico.com/landing/ACS/Which_Cust.More_Credit.pdf

What it takes for 760 FICO? [magic number] [fico]

Is it safe to assume that util about 4 accounts, 1%, no questions, all positive history since the beginning for 2 years, a FICO of 760 or higher?
I equal remember reading somewhere that 2 years is the magic number.

My util is at 28% after two CLIs and one PIF [clis] [fico]

Hi, my
Last week was over 56% utilization. As of today, with two CLIs and a PIF, my new util is 28%. Any bets on what will happen in my FICO?
I am trying to break 700!

OK I joined NFCU what should i apply for [fico] [eq]

OK I went NFCU today. So on my CR I have a FICO of 695 for EQ. 14 charged as accounts that pay 1 CO in 2007, and agreed on 3 hard pulls.
ulitizion I have a 51% on my account. Is my oldest is from 1995, and my average age of my accounts 1.8 months, they have everything, what I should try to apply for?

if 2 cards from 99 go from closed(paid) [fico] [cards]

to open, you think that will have an impact on my fico? has anyone done this before?

How important is Oldest Account? [teachers credit union] [fico]

I'm at the point in my journey credit where I am gradually seeing the benefits. My score is high enough now that I was refinancing my home with a good price. BOA has granted me a visa and MC, each with $ 6K credit limit and I just have a new car that I have for teachers with Suncoast Credit Union is funding maintained. Now I would like to the card I use on my trip, I will cost a bundle in annual fees, but I do not want to because my FICO devestate been acquired. My oldest account is my actio

At what score do you start getting preapprovals? [fee cards] [fico]

I have a bk in the past year, and I have an average of about 15 Derag on each credit report, but surprisingly, I'm up close to 600 Fico. not preapproved cards other then the crazy cards.
At $ 200 fee which will guests see me, the really cheap or even start, no fee preapproved cards?

Fico dropped 12 points [fico] [boa]

Here's a negative I've never seen before: You have no recently revolving balance information to be reported.
Last months for Experian Fico was 745, and I had a balance of $ 258.00 BOA. Paid in full, no use in May. Today Experian report 733rd This is the only difference between April and May.
This is new to me, because I larger balances, a few years to pay off completely took over and was done using my card much since.