Posts Tagged ‘fico scores’

New TL's showing up and scores going down [fico scores] [eq]

I know Fakos mean anything, but they have fallen 20 points on EX and EQ, as I have had shown 3 other new TLS. I have 2 more that should be adopted reporting soon.
From anyones experience, how much of a tank do you think my FICO if any? I will look for a house late Aug / early Sept and now if they want, I'm hopeing it back to my tank last FICO scores, which I have in my Sig below higher.
I purchased or no longer want to buy for FICO a few months, want to get a few opinions.

How often do scores change with CRA's? [fico scores] [cra]

Will my FICO scores change by more than once during a month?
Or are my current values would hold steady until next month?

How often do you pay for FICO? [fico score] [fico scores]

Come on . be honest!
I know some of us a little bit obsessed with the daily draws, and recorded with FICO scores (well. . except George), with me, so I wonder how many times your actual FICO score. I will be honest I'm have about 4 times to get in the last month, but we hope to have our mortgage and a house in June 30.
I know, I know I should to buy food, but .
So spill it !

Will I qualify for a prime loan? [collection accounts] [fico scores]

My FICO scores are:
TU – 559
EX – 638
EQ – 590
I know that they are low, but I'm in the process of raising them. All (collection accounts and judgments) paid on my CR, but I'm working on getting it removed.
Also, I will 10% down. I hope to qualify for a 80-10-10 type of loan. 30 years fixed. I currently have a mortgage through Countrywide and were 100% on time for the last 2-3 years.
What kind of APR should I expect to pay for prime / subprime?

MyFico is slow on the draw [myfico] [fico scores]

Who else in delays in the myFICO Score Watch alerts? I showed my new Kay's account along with some deleted a week ago, on my daily runs MCK, but received no notification from myFICO. In fact, I got my usual weekly reports via email that “no changes” in the week. Is it a rule that delay? If so, there is a better source for more up-to-date FICO scores?

Credit Monitoring service DECREASE fico? [credit monitoring service] [fico scores]

Hi everyone! Just joined . and even credit-curious
I just read an interesting article on Yahoo News that several people, the 720 + FICO scores had provided that after the registration with a credit monitoring service (most had TrueCredit) their FICO scores went every month!
every day reviewed their reports. I wonder that a soft pull every day? ? Hard draw for each day 3 ratings
Can anyone offer advice personal experience, I know many of you have TC, your FICO scores dropped –

Is it worth Refinancing at this time? [first mortgage] [fico scores]

Hi all,
I bought my house in September 2005. The annual percentage rate on the first mortgage, which is 80% of the loan amount 5.5% and the second mortgage that is 15% of the loan amount 6.789%. I have my FICO score around 700 I dont have all the latest on my credit history. With the fall in mortgage rates these days, it pays to go for refinancing?
guy.

Dispute or prove paid status? [first mortgage] [fico scores]

Hi everyone, this is my first post here, though I've been lurking for some time. I just want to thank you all for the great information you share, I am learning a lot.
My husband and I will be applying for our first mortgage this year (seems to be a lot of mortgage newbies here!) and of course I need to do some credit cleaning first.
FICO scores for both of us weren't as bad as I feared: Hubby's all in the low to mid 700's, mine in the mid 600's. However, there a

Does Experian matter anymore? [fico scores]

So a few months stopped Experian FICO scores provides with their service, it means no one cares no more about them?

how far can fako scores be off? [fico scores] [transunion]

Equifax TransUnion Experian 553 513 520 i was asked what would would my FICO scores to compare them.